Experts
Andrey Neginskiy
Real estate expert, CEO of Neginski
I used my surname, Neginski, as the agency’s name to take personal responsibility for every decision.
Expertise: 8+ years guiding clients through Russian and overseas real estate markets
In 2020, Andrey started as a broker at a Moscow real estate agency and founded Neginski, an analytics-led real estate agency. Over 5+ years, he opened offices in Moscow and Dubai and expanded into other markets that are popular with property investors. Over the past 3 years, the Neginski analytics team has shortlisted 1,700+ properties worth $776,300,000.
Andrey’s personal track record includes 60+ transactions. He leads a team of 200+ employees across multiple countries. He has deep expertise in the Russian and overseas property markets. Under Andrey’s leadership, Neginski recommends only 24% of all projects we review — only those that pass a multi-stage screening process:
I believe it is more honest to tell a client ‘no’ than to sell an option that does not stand up to analysis
Publications:
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Aldar vs Emaar: Which Developer in the UAE Fits Your Goal
Top 10 property investment risks in Thailand and how to avoid them: expert guid
Buying property in Thailand as a foreigner: high-yield real estate playbook
Buying a condo in Thailand: rules, risks, and smart investment tips
How to Buy Real Estate in Dubai in 2026: Prices, Fees, and a Step-by-Step Buying Process
How to Buy Real Estate in Phuket in 2026: Areas, Strategies, Prices and Key Documents
Investing in Overseas Property: Which Strategy to Choose in 2026
How to Buy Real Estate in Dubai on a 0% Instalment Plan in 2026: Terms and Potential Risks
How to Get a UAE Residency Visa in Dubai Through Property Investment in 2026
How to Invest in Overseas Real Estate in 2026: Dubai and Phuket Market Analysis
Investing in Dubai Real Estate in 2026: Pros, Cons and Market Outlook
Mortgage for Overseas Property: Is It Worth It in 2026
Phuket Areas: Where to Buy Property for Living and Investing in 2026
Cases
In January 2023, a returning client came to Neginski with an investment request and a goal to exit quickly.
Andrey recommended a two-bedroom apartment in Binghatti Crescent at the off-plan stage for $307,000 + 4% DLD fee.
In December 2023, the property was handed over and the price rose to $415,000. A buyer was found immediately because the project is in JVC — one of Dubai’s most in-demand areas for expat rentals. Result: +35% in price in one year.
In late 2023, an investor approached Neginski to buy a property for stable long-term rental income. The client had previously bought an apartment in Dubai Hills with Neginski analysts for the same goal, so Andrey suggested Prive by Ginco in the same area. The studio cost $241,000 + 4% DLD fee.
After handover, the client rented it out for $23,000 per year — 8.5% net rental yield. During construction, the unit price grew to $340,000. If the investor exits, the capital gain would be $109,000.
In April 2023, a client came to the company with a pre-approved mortgage rate of 11.5% per year. A bank employee told him he could only get a standard rate. During a consultation, Andrey found out the client had three children: two adults and one born before 2018. The youngest child has a disability, which made the client eligible for a family mortgage rate of up to 6% per year.
Andrey helped prepare the mortgage application correctly and found a bank offering a promotion: an additional 0.5% discount if the mortgage was issued before the end of the month. As a result, the client obtained a mortgage at 5.5% instead of 11.5%. The monthly payment dropped from ₽122,000 to ₽73,700 — almost halved.
In May 2024, a couple came to Neginski with an approved family mortgage of ₽12M. The husband was the borrower and the wife was a co-borrower. Down payment: ₽12M. Goal: investment for resale. They considered a two-bedroom apartment in Tate up to ₽24M.
Andrey recommended an alternative: remove the wife as a co-borrower to preserve the ability to take a second family mortgage. Otherwise, the couple would lose that option. He also recommended splitting the down payment into two and investing in two properties instead of one — to diversify assets and reduce risk.
As a result, the couple took two preferential loans at 6% and bought two one-bedroom apartments (Euro-format: an open-plan kitchen–living room): in Tate for ₽17.5M and in Soul for ₽18.3M.
In January 2024, Andrey helped a client buy a studio in Bang Tao, seven minutes from the sea, for $147.5K with finishing included. When shortlisting, he considered location demand, occupancy rates and handover in two months, as the client wanted quick passive income.
On Andrey’s recommendation, the investor chose a management company. Daily rates range from $45 to $180 depending on season.
Over one year, the studio generated $25,064; management, taxes and other costs totalled $12,582. Net profit: $12,482, annual return: 8.91%.